So many decisions in life have financial implications, and it’s easy to fall under the trap of conventional approaches to major purchases. one among the most important lost opportunities occurs during the car buying experience, particularly with regard to trading in your current vehicle.
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I recently went through the method of helping my mom downsize from a Toyota Camry to a Prius. Life is funny once you have a task reversal, and now my mom, who lives with my wife and me, is more sort of a teenage daughter. Recently, as an example , someone may have left tire tracks within the lawn along the driveway, perhaps dinged the garage door, or even scraped the ashcan a time or two. We never solved the case, but a more moderen vehicle for my mom with back-up cameras, sensors, and a smaller footprint appeared like a win for everyone .
As we began the journey of shopping for the new car, my mom said something that I often hear from people once they buy a replacement car: “I don’t need the effort and stress of selling my car, I just want to trade it in.” Having been through the method four or five times over the past decade with other family vehicles, I wanted to scream about how bad a choice that might be … unless a few thousand dollars is meaningless to you.
Everyone plays the sport of getting more for his or her trade with the car salesperson, but let’s not kid ourselves – normally, when the trade value goes up, something else goes abreast of the acquisition price. this is often why most experts will tell you to barter the acquisition first then negotiate the trade. Only then are you able to decide whether trading within the vehicle in is well worth the convenience of accepting but what you’ll get as a private-party seller.
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We received trade-in offers on the Camry – a single-owner vehicle with new tires and a service record for all 10 of its years – from three separate dealerships. the very best was for $3,000. Despite my Mom’s objections, I insisted we buy the Prius, without the trade-in, from a dealer that had offered just $1,000 for her old Camry. I promised to require on all the effort and stress of selling the car.
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I looked smart once we went back to select up the Prius and someone at the dealer offered us $2,500 for the Camry – no small increase. Still, Mom wasn’t happy once I turned down the offer. I had done my homework, as everybody should, and located a personal party value for the car around $5,000.
What next? Well, technology has made selling easier than the old days, when we’d display our cars in “lemon lots” before a PCS move. I put up a Craigslist post with a paragraph description and a half-dozen photos, and was contacted by a couple of interested buyers (and some scammers) within hours. That evening, a buyer had a replacement car for her daughter and that i had $4,500 in cash.
As i used to be peppering my mom with a couple of I-told-you-sos, the circle of life brought me back to reality when my adult son scolded me for using my actual cellphone number in posting. Apparently, everyone knows you’ll create a free disposable telephone number via Google Voice for such transactions – one that links to your cellphone but limits your exposure to telemarketers and hackers.
Speaking of hackers, i assumed i used to be on the ball when it came to at least one prospective buyer who’d kept asking me questions but ignoring my answers. He eventually tried to trick me into clicking on a phishing link, but i used to be much too smart to fall for it. I wasn’t smart enough to understand , until my son pointed it out, that I wasn’t handling an individual in the least … it had been a bot. I even have such a lot more to find out .
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